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Loan refund calculator

A quick estimate of what you could get back for unaffordable lending.

Get a rough idea of what you could get back if a complaint about unaffordable lending is upheld. It’s an estimate only: the real figure depends on which loans are found unaffordable and exactly when you paid.

Enter the interest and charges you paid to see an estimate.

How it’s worked out

  • A refund of the interest, fees and charges
  • Plus 8% simple interest a year on what you paid
  • Basic-rate tax (20%) is usually taken off the 8% part, which you may be able to claim back
  • Anything you still owe is usually taken off first

Not sure what you paid? Your lender will tell you if you ask for your account history. See how to find your old lenders.

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